Sept. 13, 2016

Fall is on its way



On my little Knolls East Deck ... my yearly beautiful Morninglory flower "trumpeting" another morning and ushering in The Beautiful Fall Weather ... It won't be long now.  I LOVE living in an area of the country where we can enjoy the four seasons.  Each one is special in its own way !!! 

HERE IS ANOTHER GORJUS Morninglory Flower I grow.  This species is called The "Picotee" and I imported it all the way from Japan.  I  was so excited the day it arrived in the mail.  I still have the seed packet.  Amazing detail on this flower. Doesn't it look like someone painted the edges of the petals with a fine liner brush?  Luv!!!

Enjoy these last few days of summer everyone !

Posted in 55+, THE HAMLETS
Sept. 10, 2016

We Will Never Forget


May God comfort everyone today as we remember what we will never forget.

We will never forget


  • Photo credit: tdlucas5000 via / CC BY
  • 8:46 am: American Airlines Flight 11 Strikes the North Tower (1 WTC)
    9:03 am: United Airlines Flight 175 strikes the South Tower (2 WTC)
  • 9:37 am: American Airlines Flight 77 strikes the Pentagon
  • 9:59 am: South Tower (2 WTC) collapses
  • 10:03 am: United Airlines Flight 93 crashes in Somerset County, PA
  • 10:28 am: North Tower (1 WTC) collapses



  • The 9/11 Memorial Museum will be closed to the public throughout the day
    (it is open only to 9/11 families). 


Posted in News
Sept. 9, 2016

Market Reports



September 2016 ~ THE HAMLETS For Sale Now, Under Contract and SOLD

There are Five (5) different areas in THE HAMLETS:  

They are: Eagle Ridge, Knolls East, Timberline, Treetops and Vista

Eagle Ridge Nanuet Condos in The Hamlets

Knolls East Nanuet Condos in The Hamlets of Rockland County NY

Timberline Nanuet Condos in The Hamlets of Rockland County NY

Treetops  Nanuet Condos in The Hamlets of Rockland County NY

Vista  Nanuet Condos in The Hamlets of Rockland County NY

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Posted in How's The Market
Sept. 8, 2016

Why do we refer to the floors of buildings as stories?

A FASCINATING TOPIC ~ especially to a realtor or anyone involved in Construction

Omni Parc Nanuet New York 1, 2 and three story units
The above picture is from Omni Parc Condos in Nanuet, NY

I've been doing some reading on this:  The following "answers" are excerpted from:

Here's what I've learned so far.  At the time when the usage came to be circa 1400 or 1500's, the general population was illiterate. Some religious began to draw biblical stories on the side of their homes. Many of them had structures with more than 2 floors, creating more than a single 'story'. When asked where they lived, they said the building with the stories. His room was on the second or third 'story'. I found that explanation easier to comprehend than the others. A picture is worth more than a thousand words, as it were.  

THEN THERE IS THIS:  A story of eight windows," from medieval Latin history books. Historia in Roman times meant history or story, and by the Middle Ages had acquired the meaning of "picture." So the charming notion arose that medieval folk were in the habit of installing rows of windows in their buildings called "stories" that were decorated with paintings or sculpture. The theory is that these stories, which for all anybody knows may actually have told a story, eventually came to signify a level of a building.

So ... Here is my final comment on the matter ... I'm not sure anyone really truly knows.  If YOU do, please comment. But ... suffice it to say, that here in Rockland County New York, it is very difficult to find condos, townhomes or co-ops on "one-story".  In other words NO STAIRS.  Stairs, as we get older can be killer and there are not a few baby boomers out there who lament the fact that they even have to climb a handful of stairs, let alone a unit on the 2nd level.  

Are you looking for a condo or townhouse in Rockland County on one level?  Or at the very least with just a few stairs? Please reach out to me.  I can help.

All my best for all the rest.

Condos townhouses or co-ops on one level in Rockland County NY Baby Boomers

Angela Fish Chan


Sources used in this article:



Posted in DID YOU KNOW
Sept. 7, 2016

Outstanding Olive Oil

Why is a Realtor writing about olive oil on her blog?  Simple.  I'm a person too, I have many interests beyond real estate sales and marketing and I LOVE olive oil, but not just any olive oil.  I want the "real deal".  Don't you?

Excerpted from -  Did you know that ...  After a 2010 report found that 69 percent of imported olive oil in the U.S. failed to meet international standards, thousands of news stories were published, often incorrectly describing the presence of “fake” olive oils in grocery stores. Shoppers everywhere have been terrorized since, afraid that the olive oils on aisle nine may as well be Louis Vuitton bags from New York City’s Canal Street.  Kirkland Olive OilSo ... today I read this article in my Costco Connection magazine. 
Don't laugh!  There is some great reading in that publication.

Looking for some great olive oil? Head over to your local Costco store and pick up some really good quality olive oil.  For years I've know about the quality of this oil and have used it ever since.  I think you'll find the information quite enlightening.

Go ahead and do a quick Google search on olive oil and you'll quickly find that there is a ton of fraud going on.  A bit scary I'll admit, but information is power and wisdom is knowing how to use the information you've been blessed to receive.

So as for me and my house, well, we have been and will continue to use this brand of olive oil for years to come.  The price point is great, the oil is delicious and scrumptious over a crusty bread, or spooned over your favorite pizza, sauce, etc. 


Angela Fish Chan is a licensed Real Estate Broker/Owner of
Rockland County Real Estate in  Rockland County NY


Posted in DID YOU KNOW
Aug. 31, 2016

Seller Secrets | The Cost of Testing A High Price

Aug. 29, 2016

Seller Secrets | Repairs & Improvements

What is the value of rockland real estate

 If you're thinking about making repairs before selling, talk to your agent about which repairs are necessary and which might not be.  If you've made significant improvements in your home to make it into your dream, you probably already know that you're not going to get full value for these improvements at resale.  In fact, aside, from replacing the front door, no home improvement project gave back more than an 85% return on investment.  At best, that's a 15% lose on your money.  For further information take a look at the video below  (length :54)


  1. How Buyers Search For Homes
  2. On the Market vs. In the Market
  3. Showings and Offers 
  4. Proving House Value
  5. Market Value
  6. Repairs and Improvements?
  7. Appraised Value?
Aug. 25, 2016

Nanuet Real Estate Condos For Sale 10954


Do you want to see every single listing for sale in Nanuet NY?  

Search, Save Your Favorites, Register and then
come back again and again and again.

Happy House Hunting.


My Listing at 3 Linden Lane in Timberline was a GorJus condo in The Hamlets that sold in less than one week!

Aug. 23, 2016

Showings and Offers

SELLERS SERIES:  Showings and Offers

So how do you know if your home is in the market or on the market?  It's really as simple as showings and offers.  If you think you've priced your house right and you haven't had any showings, the market is telling you that you're out of the market.  But what if you've priced it so that you're getting showings but no offers?  Statistics show that if your house has been listed for two weeks with showings but no offers, you are in NO BUYERS' LAND.  It's in this area that you're attracting the attention of buyers but you're only helping to sell the house down the street.  What's more, research shows buyers interest in properties sharply declines after the first several weeks.   That means that showings within the first two weeks (with no offers) are not only selling the competition they mean you are going to lose buyer attention quickly in the very time when you need it most.  The goal is to get an acceptable offer early.

So if you've got no showings and no offers in the first two weeks, you're probably out of the market.  If you've gotten showings but no offers, you're closer and maybe  "on the market" but not close enough to be in the market.  Once you've got your house "in the market" all the tools your real estate professional has can be used to get you the most amount of money in the least amount of time with the least amount of hassle.

a look at the video below for a further explanation.  (length 1:30)

Buyers looking for homes in a certain area in a certain price range will get updates from their real estate agent about which homes are available right now and you can be sure buyers will QUICKLY determine which houses are "in" the market and which are "out" of the market.

In 2005 the market had expanded so that the area of houses that were "in the market" houses was much larger.  Houses were selling.  In a buyers market, however, "in the market" areas contract.  A flood of foreclosures and shortsale properties shifted the picture in many markets creating powerful price competition.  This can mean the house that was "in the market" just several years ago is now out of the market.


  1. How Buyers Search For Homes
  2. On the Market vs. In the Market
  3. Showings and Offers
  4. Proving House Value
Aug. 22, 2016

Pre-qualify or Pre-approval

What is the difference between pre-qualifying and pre-approval?

Knowing where you stand credit wise is even more important now than ever.

A pre-qualification is normally issued by a loan officer, who, after interviewing you, determines the dollar value of a loan you can be approved for. No credit checks are done, no employment history taken, nothing is submitted to an underwriter. However, loan officers do not make the final approval, so a pre-qualification is not a commitment to lend. After the loan officer determines that you pre-qualify, he/she then issues you a pre-qualification letter. In times past, before houses were selling very quickly (between 1997-2005) we used pre-qualification letters. However during the peak seller's market pre-approvals (explained in the next paragraph) became the standard in the Greater Hudson Valley Region.

It is important to note that in truth anyone can be "pre-qualified". Your realtor can do it for you, they simply have to know the lending guidelines.

The better course of action if you are a serious buyer is to utilize the Pre-Approval Letter. This can only be secured through a lender. Given the buyers market we have now, the pre-approval letter is still all-important. Everyone has heard of the high foreclosure rates, short sales and, frankly, all of us are suffering at the gas pump. This makes a pre-approval letter an absolute must in these times.
imagesNo self respecting (and sane) agent should put any prospective buyer in their car unless they are fairly certain they are ready, willing and ABLE to purchase. And no self-respecting prospective buyer should expect any realtor to act as a taxi driver.  It is also important to use a LOCAL LENDER, preferably a senior officer and one with whom the agency has had successful past dealings.  All these preparations are very key to a successful transaction.

Pre-approval is a step above pre-qualification. Pre-approval involves verifying your credit, down payment, employment history, etc. Your loan application is submitted to an underwriter and a decision is made regarding your loan application. If your loan is pre-approved, you are then issued a pre-approval certificate or letter. Getting your loan pre-approved allows you to close very quickly when you do find a house. A pre-approval may help you negotiate a better price and/or terms with the seller, because they know that the buyer is serious enough to have answered the hard questions with a lender. Often having a pre-approval at the ready can give you a leg-up if you are up against another buyer who did not come to the table so well prepared.

Search For Rockland Homes For Sale using our local tools from the local mls Search For Rockland Homes For Sale using our local tools from the local mls


6.29.10 1st posting | Amended 2014


Posted in FOR BUYERS